Have you thought about buying your first home?

If you answered yes, then you NEED to watch this video! We explain how you may be closer than you think. The BC government offers some really great incentives to help people just like yourself!

Talk to an Expert

Who is "Living The Dream Real Estate Group"?

A team you can trust.

Discover your dream home in the picturesque Okanagan with us, your trusted real estate partners. Our commitment to integrity, ethical standards, and client care sets us apart. Specializing in New Construction and Single Family Resale, we guide first-time homebuyers through the complexities of the real estate journey. Our well-connected team extends beyond real estate, offering trusted referrals for various services. Whether you’re planning to settle in the Okanagan or relocating elsewhere, we provide a reliable network to help you achieve your real estate goals. Join us in experiencing the unparalleled beauty of the Okanagan, where stunning views, outdoor adventures, and a welcoming community await. Live the dream with us – your key to finding the perfect home in one of the best places in the world!

Learn more

Current First Time Home Buyer Incentives

First-Time Home Buyer’s Tax Credit

First-time home buyers who acquire a qualifying home can claim a non-refundable tax credit of up to $750 . The value of the HBTC is calculated by multiplying $5,000 by the lowest personal income tax rate (15% in 2022).

First Home’s Saving Account (FHSA) 

A first home savings account (FHSA) is a registered plan allowing you, as a prospective first-time home buyer, to save for your first home tax-free (up to certain limits).

The First-Time Home Buyer Incentive

The incentive amounts to 5% of the property’s value for an existing home and 5% or 10% for a new home. The incentive is an interest-free loan. It must be reimbursed when the property is sold or within 25 years of purchase. The amount repaid will be based on the value of the property at that time.

The Home Buyers’ Plan (HBP)

A program that allows you to withdraw funds from your Registered Retirement Savings Plans (RRSPs) to buy or build a qualifying home. The HBP allows you to pay back the withdrawn funds within a 15-year period. You can withdraw funds from more than one RRSP as long as you are the owner of each RRSP account. Your RRSP issuer will not withhold tax on withdrawn amounts of $35,000 or less.

First-Time Home Buyers’ Program 

The first-time home buyers’ program reduces or eliminates the amount of property transfer tax you pay when you purchase your first home. If you qualify for the program, you may be eligible for either a full or partial exemption from the tax. Depending on your qualifications and purchase price, you could be saving as much as $8,000.00!

Learn more

Every step we can help with...

Your First Home

We can help with finding you the perfect home

Lawyers

Help finding good real estate Lawyers

Home inspections

We can help get quality home inspections

Movers

We can help you find movers

Mortgage Brokers

We can help you find a Mortgage broker you can trust

Home Insurance

We can support you every step with home insurance too

Cleaners

We can help you find cleaners

Appraisers

Appraisers for your home

So Much more

We have your back every step along the way!

BC Land Transfer Tax Calculator

BC Land Transfer Tax Calculator

Get in touch with an expert

Please enable JavaScript in your browser to complete this form.
Name

Some words from our past clients...

“Chad is a very personable, caring agent mixed in with his professional expertise. We are appreciating working with him”.
Tim and Gail
Chad went above and beyond to get our house sold. We were very happy with the process and the outcome! We will gladly list with him again
Jayda and Jeff Stairs
I would like to thank you for making the process of listing & selling my property as painless as possible. Your knowledge of the Kelowna market helped put my mind at ease from our very first meeting. It was great working with you, your expertise and professionalism are second to none. I will definitely recommend your services to friends and family when they are ready to list their property.
Chuck Playford
I have nothing but excellent things to say about Chad! He was attentive, patient, and hardworking throughout not only the sale of my old house but throughout the purchase of my new one. He made the entire buying and selling process a breeze and very low stress. You can tell he has a whole team of marketing professionals working with him. He was outstanding at communicating and keeping in touch with us every step of the way. I wouldn't hesitate to use Chad again as a realtor!
Cory A.
Chad and his team were fantastic. We moved to Kelowna from Vancouver and Chad and Jessica went above and beyond to help us with the transition. In addition to helping us find the perfect home, they provided us with lots of other information and contacts in order to ease our transition. We really appreciate working with them and will definitely use them again in the future.
E. Sass
Chad and team worked exceptionally fast to get our listing to market. They coordinated quality images and video assets to be used in marketing our listing. We received a ton of research around comparables and our neighbourhood, plus a well thought out pricing strategy. We sold the listing in 5 days and it was seamless execution from that point onward. Would highly recommend!
David & Paige
My wife and I just purchased our first home and from start to finish, working with Chad has been an absolute joy. He really helped take the stress out of searching for our first home. Professional, knowledgeable and incredibly honest. We honestly cannot give enough thanks. Really made it a very exciting experience. We would HIGHLY recommend Chad to any of our friends or family, heck anyone, in a heartbeat!
Michael Hewat
Where to begin? Chad and his team did an outstanding job in marketing our property from the original meeting to the sale and closing. At all stages he was there to provide guidance, professional market analysis, and went above and beyond to help ensure the house was showhome ready for market. He also brought excellent negotiation skills and advice, and then didn't leave us there, but walked us through the process to a successful closing. I would highly recommend Chad and his team to anyone in the Okanagan area.
Deb Stewart
We were recommended to Scott by a family member, Scott exceeded what we ever thought was possible. As first time home buyers, we were hesitant, scared and very un-educated, but Scott was there to walk us through every single step of the way. In a very few 3 months working with Scott we ended up purchasing our first home and we are forever grateful for all the support he provided us.
Joel and Carlee Babuin
We really enjoyed working with Scott. Being new to the area, Scott took the time to familiarize us with the area and helpfully suggested key areas that we might be interested in based on our lifestyle. Scott was very quick to respond and organize viewings whenever we contacted him. He's also great at being realistic and pointing out pros and cons during a viewing. We really appreciated his honest, down to earth approach. We would highly recommend him for anyone looking for a hard working realtor in the Okanagan.
Denise and Ivor
It was a delight to have Scott sell our property. We found him to be transparent and realistic while instilling a sense of confidence and non-anxiety. Scott kept us appropriately updated and was able to offer us essential information efficiently. This was especially appreciated because we were out of province at the time of the sale.
Jerry and Kara Buhler
We understand that the thought of owning a home can be overwhelming. The choice of expert services matters. I made the right choice with Scott Peters. With experience and expertise, Scott helped me to understand the process and it was not overwhelming anymore. Purchasing a home is like making financial and lifestyle commitments. Owning a home is a far better investment than renting a home, as you are building long term value, more freedom, and resources to raise a family in an owned home with a great neighborhood. Thank you Scott, your tireless commitment, quality of choice and determination to fulfill your client’s desires are characters we find in few people. You made it easy for me and I am now a proud owner of a home in Vernon.
Rogers Muhirwa
We put our trust into Scott for our real estate investment and did he deliver! A consummate professional that comes highly recommended. Scott was a pleasure to work with.
Craig and Adria
Previous
Next

Reset password

Enter your email address and we will send you a link to change your password.

Get started with your account

to save your favourite homes and more

Sign up with email

Get started with your account

to save your favourite homes and more

By clicking the «SIGN UP» button you agree to the Terms of Use and Privacy Policy
Powered by Estatik
Scroll to Top