Have you thought about buying your first home?

If you answered yes, then you NEED to watch this video! We explain how you may be closer than you think. The BC government offers some really great incentives to help people just like yourself!

Who is "Living The Dream Real Estate Group"?

A team you can trust.

Discover your dream home in the picturesque Okanagan with us, your trusted real estate partners. Our commitment to integrity, ethical standards, and client care sets us apart. Specializing in New Construction and Single Family Resale, we guide first-time homebuyers through the complexities of the real estate journey. Our well-connected team extends beyond real estate, offering trusted referrals for various services. Whether you’re planning to settle in the Okanagan or relocating elsewhere, we provide a reliable network to help you achieve your real estate goals. Join us in experiencing the unparalleled beauty of the Okanagan, where stunning views, outdoor adventures, and a welcoming community await. Live the dream with us – your key to finding the perfect home in one of the best places in the world!

Current First Time Home Buyer Incentives

First-Time Home Buyer’s Tax Credit

First-time home buyers who acquire a qualifying home can claim a non-refundable tax credit of up to $750 . The value of the HBTC is calculated by multiplying $5,000 by the lowest personal income tax rate (15% in 2022).

First Home’s Saving Account (FHSA) 

A first home savings account (FHSA) is a registered plan allowing you, as a prospective first-time home buyer, to save for your first home tax-free (up to certain limits).

The First-Time Home Buyer Incentive

The incentive amounts to 5% of the property’s value for an existing home and 5% or 10% for a new home. The incentive is an interest-free loan. It must be reimbursed when the property is sold or within 25 years of purchase. The amount repaid will be based on the value of the property at that time.

The Home Buyers’ Plan (HBP)

A program that allows you to withdraw funds from your Registered Retirement Savings Plans (RRSPs) to buy or build a qualifying home. The HBP allows you to pay back the withdrawn funds within a 15-year period. You can withdraw funds from more than one RRSP as long as you are the owner of each RRSP account. Your RRSP issuer will not withhold tax on withdrawn amounts of $35,000 or less.

First-Time Home Buyers’ Program 

The first-time home buyers’ program reduces or eliminates the amount of property transfer tax you pay when you purchase your first home. If you qualify for the program, you may be eligible for either a full or partial exemption from the tax. Depending on your qualifications and purchase price, you could be saving as much as $8,000.00!

Every step we can help with...

Your First Home

We can help with finding you the perfect home


Help finding good real estate Lawyers

Home inspections

We can help get quality home inspections


We can help you find movers

Mortgage Brokers

We can help you find a Mortgage broker you can trust

Home Insurance

We can support you every step with home insurance too


We can help you find cleaners


Appraisers for your home

So Much more

We have your back every step along the way!

BC Land Transfer Tax Calculator

BC Land Transfer Tax Calculator

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